Why it exists
I tracked my own spending by hand for a year before Poku existed. Three thousand transactions, typed into another app one form at a time: amount, category, date, note, save.
It worked, and I still did it less and less. Logging a coffee cost thirty seconds of tapping, and thirty seconds is enough to make you stop bothering.
Poku is the version I wanted. You say what you spent, and it files it.
What Poku is not
Poku is not financial advice, and I'm not a financial adviser. It reads the transactions you give it and answers questions about them. It knows nothing else about your life, and it can be wrong.
I would rather say that here than bury it. An app that tells you what to do with your money should be held to a standard I can't meet on my own, so Poku doesn't try.
How it makes money
Poku Pro. That's the whole business.
No ads, no data sold, no third-party analytics. You don't have to take that on trust: subscriptions are the only money coming in, so there's no advertiser to keep happy and nothing to be gained from your transactions.
What happens to what you log
Poku never touches your bank. There's no account linking and no credentials to hand over, so there's no standing access to your accounts for anyone to abuse. Everything Poku knows is something you typed.
Your messages go to an outside model provider so Poku can reply. The privacy policy says exactly what is sent, who sees it, and what is kept.
You can delete your account and everything in it from inside the app. It's permanent. That's the point.